Welcome to your first day of therapy. This letter, which you will no doubt sign, holds you responsible for nearly $20k should your insurance company decide to not cover the expense. Even though said insurance company has already given prior authorization for therapy, sometimes they change their minds. They are pretty much allowed to do whatever they want even though you pay a lot of money for “coverage.” If a $20k bill does indeed come your way, the probability of bankruptcy and financial distress will be uber worth it considering the best possible chance you are giving that cute lil‘ bug.
Children’s Hospitals & Clinics of MN